FORE! Avoiding Insurance Claims on the Golf Course: Golfers

Accidents and injuries can happen due to many elements on a golf course, from human error, lack of proper signage and information to weather and other environmental concerns. All people playing on a golf course also have a duty of care to ensure that they do not injure themselves or do anything to jeopardise the safety of others.
General Advice
If you miss hit a drive it is their obligation to warm other “FORE!” If a player hears the word “FORE!” being yelled, take evasive action.
Be mindful of staff at the course, be courteous and ensure that they are aware of and have acknowledged your presence prior to playing in their proximity. Players should not strike a golf ball when there is the risk of endangering other players and always wait for the group ahead to finish a hole before beginning to play.
Steep Banks, Slopes & Paths times players should take care when walking up or down these, particularly when using golf buggies or trolleys. Adherence to the instructions detailed on the windscreens of the buggies is also essential in respect of minimising risks in this respect.
Weather
During inclement weather, the fact that the course has not been officially closed does not warrant that it is fit for play. Therefore, members and visitors should themselves determine whether they consider it safe to play. Players have a duty of care to behave in such a way that others may not be injured by their actions. Rain, wind and of course storms can make it much more dangerous to navigate a course safely, and a course should never be played if there is lightening taking place or likely to.
Hot weather and the sun can also be potentially dangerous. Wear sun cream and ideally a hat that offers protection to your face and neck. Also make sure you have plenty of water at all times to avoid becoming dehydrated, avoid drinking alcoholic drinks while playing for the same reason.
Golf Carts
Courses that use golf carts bring another level of care and responsibility for players. Although the golf cart looks harmless, it’s important to always read the instructions or have a brief lesson before use.
Do not hang your feet out the side, do not go off road over bumpy surfaces, don’t drive in a way that you wouldn’t on a real car. An obvious piece of advice, but do not drink and drink a golf cart, insurance is unlikely to be sympathetic to an accident that takes place while inebriated.
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